Introducing a fast way to pay back your fast online loan

Unifi is making life easy with superfast, simple online loans and paying your instalments is now just as convenient: Pay anytime, anywhere in just a few clicks with Ozow. It’s a trusted online payments portal that lets you instantly and securely pay your credit instalments, utility bills and retail goods.

With Ozow it’s easier to pay back your loan on time to keep your credit score healthy so that you can keep enjoying access to credit when you need it most.

Here’s how you can use it to pay your Unifi loan in minutes:

  1. Click here to go to the Unifi Ozow payments portal.
  2. Choose your bank.
  3. Securely log into your online banking and choose from which account you’d like to make the payment.
  4. Accept the bank authorisation.
  5. All done!

Read more about Ozow here.


5 things that make Unifi loans faster

A loan can take a load off your shoulders when you need cash urgently, but it's frustrating when you have to wait for the money you need. That's why Unifi makes life easy with fast, simple loans. Here are 5 things that make Unifi loans faster:

1.Online loans application 

You don't have to travel to a branch or stand in a queue to apply for our loans. There are no face-to-face meetings or papers. Just a simple, 5-minute online application. When you apply for the first time, you simply sign up  and fill out the loans application. It gets even faster after that: When you come back for another loan, you won't have to go through the full application process again, since we already have your details.

2. TrueID

When you apply for a short-term personal loan, chances are you'll be asked for your proof of income. That means requesting bank statements from your bank or payslips from your employer, which means waiting. If you're physically applying for the loan at a bank, you'll have to print hard copies of your proof of income. More time wasted. At Unifi we use TrueID to make the loans application process quick and easy. TrueID is a leading and trusted way for businesses to access bank statements securely and automatically.  So you don't have to print, scan or attach anything - your proof of income can be generated for us automatically in seconds.

3. Instant loan approval 

Because the loans application is automated and online, we can give you instant approval. Seconds after you click to submit your application, you'll get your answer.

4. Same-day loan payouts

We know when you need a loan, you need it now. So we don't make you wait. Once your loan has been approved, we send cash straight to your bank account on the same day.

5. Fast, personal service

While our loans are 100% online, we realise that technology doesn't always have all the answers and have "off days". That's why, if you need help applying for your loan, our friendly, fast consultants are ready to get you sorted in no time.

So, what are you waiting for? Click here to apply and you could have your loan today.

 

 


How a Unifi personal loan can help make life easy

Life is unpredictable and your circumstances can change in an instant. While it’s always a good idea to have emergency savings, a personal loan can help you get through a tough time that you simply didn’t see coming.

A “traditional” personal loan isn’t always fast or simple to get when you need cash in an emergency. When it comes to applying for most personal loans, the odds are you’ll have to stand in line, fill out lots of paperwork and possibly wait for days to hear whether you can get your loan. But that’s not the case when you apply for a Unifi personal loan!

Unifi has made the personal loan application process as fast and simple as possible. Everything happens online:

  • Go to unifi.credit
  • Sign up and complete our quick personal loan application in 5 minutes
  • Get your answer immediately
  • If you qualify, you’ll get your personal loan on the same day

Our personal loans are small, simple and affordable. You can apply for a loan up to R5000 and we make it even more stress-free by offering you a flexible 6-months repayment term.

Another benefit of our personal loans is that you can apply anytime, anywhere. Especially now that most of us are trying to stick to social distancing protocols and choosing to stay at home, it’s a great benefit to be able to get a personal loan without the queues, crowds or face-to-face meetings. So, whether you need a personal loan today or on a rainy day, remember that we’re here 24/7 when you need fast financial help.

Simply click here to apply for a personal loan.


What's an online loan and how to get one

An online loan makes it faster, easier and safer than ever before to get the cash you need when you have an emergency expense. Back in the day you had to set up an appointment at the bank, fill out reams of paperwork and wait days to get your answer and loan. Online loans have changed all of that. Everything happens online and on the same day. No travelling, queues, meetings or papers.

Here’s how to apply for an online loan:

You can apply for an online loan anytime, anywhere.
  1. Sign up here with your ID number and choose a password
  2. Complete our easy, online application form
  3. Attach your latest three payslips or bank statements
  4. Get your answer immediately
  5. Get cash sent straight to your bank account on the same day

Besides our online loan application being really fast and easy, online loans have the added benefit that they generally offer lower interest rates than “in-person” loans at a bank.

Online loans recognise the fact that there are some things in life that simply can’t wait, such as a sudden illness that warrants a doctor’s visit, or when an appliance or vehicle you rely on breaks. That’s why online loans don’t make you wait, and make life easy when you need it most.

Click here to apply for an online loan today. You're minutes away from getting the cash you need!


5 ways online loans made life easy in 2020

Just like online shopping, online loans have been around for a while, but this year the benefits of borrowing from a trusted online lender are more obvious than ever before. Here’s why we think Unifi’s online loans have helped to make life easy in 2020:

1. Online loans enable social distancing in a big way

A year ago, no one’s even heard of the term “social distancing”. Now, it’s become part of everyday life. Standing in line at a branch was always just an irritation, these days it’s a health hazard. Online loans fit right into our new way of life. You don’t have to brave queues or crowds to get the financial help you need. In fact, you don’t have to leave your house (reminding us of another 2020 buzz word, “self isolation”). Unifi’s online loans guarantee 100% social distancing and you don’t even have to speak to us to get your loan. Everything happens online, safely and securely.

2. Online loans don’t keep office hours

One of the most stressful things in life is the fact that there’s just never enough time… Online loans help you make the most of your precious minutes. You don’t have to try and squeeze in a bank visit during your lunch hour and there’s no travelling or queueing. You can apply when it’s convenient for you, even outside of regular office hours.

3. Online loans are quick to get

Apply for an online loan anytime, anywhere

With traditional forms of lending, you always have to wait, whether it’s waiting for your turn in the line, for the loan to be approved or for the funds to be paid into your account. Online loans make the process much faster! Unifi’s online loan application can be completed in minutes and you’ll get your answer immediately. If your application is approved, you’ll get cash in your account on the same day.

4. Online loans are super convenient

With online loans there are no face-to-face meetings or heaps of paperwork, because if there’s an emergency and you’re under financial pressure, the last thing you want is more stress!

5. They're simple

Our online loans are straightforward and easy to apply for. There are no hidden costs or fees on our simple loans up to R5000. To make life even easier for you, we offer a flexible repayment term of up to 6 months.

 

Click here to apply for a trusted online loan today: www.unifi.credit